Terms of service

These terms are an agreement between you and Begrootlab, info@budget-buddy.live. By using Begrootlab you agree to these terms.

Begrootlab is an online budget planner for freelancers and small businesses. Calculations (such as taxes and hourly rate) are estimates and not tax, financial or legal advice.

You provide accurate information, keep your credentials confidential and are responsible for activity under your account. You are at least 18 or authorised to bind your organisation.

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.

The subscription is billed yearly and renews automatically until you cancel. After cancelling you keep access until the end of your paid period. Paddle's Buyer Terms also apply to payment, tax, cancellation and refunds: https://www.paddle.com/legal/checkout-buyer-terms.

You will not use the service unlawfully, for fraud or spam, infringe intellectual property, or interfere with security (no malware, probing or scraping). Reverse engineering, reselling or circumventing technical limits is not allowed.

We keep ownership of the software, documentation and Begrootlab brand. You receive a limited, non-exclusive, non-transferable licence while your subscription is active. Your data stays yours; we only process it to provide the service.

We do our best but do not guarantee uninterrupted or error-free operation.

We may suspend or terminate access for material breach, non-payment, security or fraud risk, or repeated or serious violations. After termination you can download your data for 30 days; afterwards it is deleted.

To the extent permitted by law, our total liability is capped at the fees you paid in the prior 12 months. We are not liable for indirect or consequential damages such as lost profits or data. Nothing limits liability for fraud, death or personal injury where the law prohibits it.

Dutch law applies. Disputes go to the competent court in the Netherlands, unless mandatory consumer law in your country provides otherwise.